Buy to Let Mortgages
Are you a landlord or looking at becoming a landlord in the Barry, Cardiff and the Vale.
Buy to Let Mortgage Advice in Barry, Cardiff & The Vale of Glamorgan
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Thinking about becoming a landlord or remortgaging your existing Buy to Let property? You're in the right place.
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At Creating Mortgage Solutions, we provide expert advice on Buy to Let mortgages—whether you're purchasing as an individual or through a limited company. A Buy to Let mortgage is specifically designed for properties you intend to rent out, and it works differently from standard residential mortgages.
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Lenders will assess key factors such as:
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Rental income potential – Most decisions are based on the expected rental yield and tenancy terms.
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Top slicing – Your personal income may also be considered to cover shortfalls in rental income.
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Your status as a Consumer BTL client, Regulated BTL, or Portfolio Landlord.
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We have access to a wide range of Buy to Let mortgage products for:
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Individuals or limited companies
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Single lets or Houses in Multiple Occupation (HMOs)
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UK residents and overseas applicants (expatriates)
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For more specialist scenarios we can assist with landlords:
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No experience
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Not a homeowner
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No income
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Adverse credit
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Expats
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No six month rule
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This thread is not legal or tax advice, if anyone is looking to do anything noted in the contents, we recommend you speak with a qualified individual.
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Whether you’re building a property portfolio or remortgaging for a better deal, our specialist Buy to Let mortgage brokers in Barry and Cardiff are here to support you with expert, honest advice—tailored to your needs and financial goals.
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Contact us today to explore your Buy to Let mortgage options with a team that understands the market and puts your interests first.
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Please note: The Financial Conduct Authority does not regulate some Buy to Let Mortgages regulate some Buy to Let Mortgages