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First Time Buyers

Helping First time buyers obtain a Mortgage and getting onto the Property Ladder in Barry, Cardiff and the Vale of Glamorgan

Are you a first time buyer or currently renting in Barry or the Vale of Glamorgan and ready to step onto the property ladder?

 

At Creating Mortgage Solutions, we specialise in helping first time buyers secure the right mortgage and make confident property decisions.  Buying your first home is one of the biggest financial and emotional milestones you’ll ever achieve. It can feel exciting—but also overwhelming.

 

That’s why our expert mortgage advisers in Barry and Cardiff are here to guide you every step of the way. We take the stress out of the process by simplifying the paperwork, explaining your options clearly, and ensuring you're fully prepared to apply.

We assess your income, outgoings, and credit profile to match you with the most suitable mortgage lender from the whole of the market—not just your bank.

 

We’ll also advise on government schemes such as Help to Buy Wales, Shared Ownership, and Right to Buy, which are designed to help first time buyers purchase their dream homes.

With flexible appointments by phone, video or in person, we’re here when it suits you. Let us help you turn your dream of homeownership into a reality—stress-free and with confidence.

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Your home may be repossessed if you do not keep up with mortgage repayments.

Creating Mortgage Solutions Limited is an appointed representative of Mortgage Lane Limited which is authorised and regulated by the Financial Conduct Authority for credit broking and mortgage advice (FCA 937192). Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on a mortgage or any other debt secured on it.

The guidance and/or information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

 

The Financial Conduct Authority does not regulate some Buy to Let Mortgages

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