🚨 ATTENTION HOMEOWNERS 🚨

⏳ Not sure when to start looking at your remortgage options?

⏳ Is your fixed rate coming to an end and you’re unsure what to do next — worried about moving onto your lender’s Standard Variable Rate (SVR)?

⏳ Thinking the cheapest option is simply sticking with your current lender?

Here’s the reality for 2026…

📊 Around 1.8 million UK homeowners will see their fixed-rate mortgage deals expire this year — meaning many will automatically roll onto their lender’s SVR if they don’t secure a new deal first. (Yahoo Finance).

That is a huge number of households potentially paying far more than they need to.

⏱️ Why You Should Act Early

I now work with my clients between 3- 6 months before their current deal ends  — and here’s why:

✔️ Preparation is key

✔️ Early planning helps you avoid last-minute stress

✔️ It stops your mortgage automatically switching onto your lender’s SVR, which is often higher

✔️ It gives time to explore all available options — not just what your current lender offers

🤝 What I Can Do for You

Whether you’re remortgaging to:

🏡 Release equity for life events like weddings or cars

🔄 Re-jig your finances due to changed circumstances

📉 Lock in a more competitive rate have access to thousands of mortgage products and can recommend the right provider to match your individual needs.

💡 Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.