Going through your bank doesn't give you a better chance of obtaining a mortgage. Most importantly, they may not be offering the most suitable rate for you! This is why over 70% of people use a mortgage broker. WHY?
Mortgage broker acts as a middleman between the homeowner and the mortgage lender to gain the most suitable rate.
- Prepare your loan application, financial documents, and issue mortgage approvals.
- Access to multiple lenders to find the most suitable rates and fees.
- Have more options for people with bad credit.
- More knowledgeable about the market and different lenders.
- Smaller companies are so easier to get hold of than your larger banks.
- If your broker is local, you can have a face to face meeting.
- Available 24/7 and can be more accommodating to your needs.
Banks are the ones that can only provide rates and loans from their company, so If you don't fit with your bank there is always a way!
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact me now to discuss your mortgage aspirations ✨️
Lucy
07791786265
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