New year, new home?

Are you thinking about purchasing or moving home in 2026?

Whether you’re at the very beginning of your journey, looking for clarity around the home-buying process, or ready to take the next step, having the right support in place can make all the difference. That’s where I come in.

At Creating Mortgage Solutions, my goal is to take the stress, confusion, and uncertainty out of mortgages — replacing it with clear advice, tailored solutions, and support you can rely on.

How I support you at every stage of your journey!

1. Choosing the right Broker

Choosing a mortgage is one of the biggest financial decisions you’ll make. By working with me, you’ll have a dedicated Mortgage Broker who is there for you from start to finish — and beyond completion. I'll take the time to understand your circumstances, explain your options in plain English, and ensure you always feel informed and confident in your decisions.

2. Getting you mortgage-ready

Before you start viewing properties, we’ll review your full financial picture together. This helps us determine how much you can comfortably afford and how much you may be able to borrow. I’ll then research the market to source a lender and product that best suits your needs, priorities, and future plans. Once agreed, I’ll secure a Decision in Principle, giving you credibility when making an offer and helping you move quickly when the right property comes along.

3. Confident house hunting

With your budget confirmed and your Decision in Principle in place, you can search for your new home with confidence. You’ll know exactly where you stand financially — and I’ll be on hand if your circumstances change, you have questions, or you need advice during negotiations.

4. Support through to completion — and beyond

From submitting your full mortgage application through to completion, I’ll manage the process, liaise with lenders and solicitors where needed, and keep things moving. Even after you’ve moved in, I’ll be here to support you with future reviews, remortgages, or next steps.

Why work with a broker now?

The mortgage landscape is constantly changing. Interest rates, lender criteria, and product availability can all shift quickly. Having a broker on your side means you’re not navigating this alone — you’re getting up-to-date advice, access to a wide range of lenders, and a solution tailored specifically to you.

Ready to take the first step?

If you’re thinking about buying or moving in 2026, now is the perfect time to start the conversation — even if your plans are still a little way off.

📞 Call me on 07791 786265✉️ Email: lucy@creatingmortgagesolutions.co.uk