A good mortgage broker can make all the difference — saving you time, stress, and even money. Here’s why 👇 ✅ Access to more lenders & deals — we search the whole market, not just the banks you know. ✅ Save time & paperwork — we handle the applications, the jargon, and the chasing. ✅ Expert advice tailored to YOU — especially if you’ve got a smaller deposit, are self-employed, or unsure where to start. ✅ Peace of mind — we help you understand the real costs so you can buy wit

With Halloween creeping up, I thought it’d be fun (and helpful!) to share the five scariest things people think about getting a mortgage — and how they’re not as frightening as they seem. Let’s face it, the mortgage world can feel full of monsters — confusing jargon, scary rejection letters, and the never-ending fear of “what if I can’t do it?” But don’t worry — I’m here to turn the lights on and guide you through the process. 💡🏡   💷 1. Raising a Deposit Saving for a depos

If you’re self-employed and planning to apply for a mortgage, it’s time to get ahead of the game. Many lenders are now requesting that 2024–2025 tax accounts be fully submitted before they will consider your mortgage application. This includes providing your tax calculations along with your tax overview — essential documents that help lenders assess your income and affordability. Lenders have become increasingly cautious when reviewing self-employed applicants, especially wit