📢 Attention Self-Employed Mortgage Applicants!

If you’re self-employed and planning to apply for a mortgage, it’s time to get ahead of the game. Many lenders are now requesting that 2024–2025 tax accounts be fully submitted before they will consider your mortgage application. This includes providing your tax calculations along with your tax overview — essential documents that help lenders assess your income and affordability.

Lenders have become increasingly cautious when reviewing self-employed applicants, especially with changing financial conditions. Submitting up-to-date accounts not only speeds up the process but also helps demonstrate your financial stability and reliability. The sooner your accounts are ready, the sooner you can move forward with confidence.

If your accounts are still being prepared, now is the perfect time to work with your accountant to ensure everything is accurate and complete.

💡 Need guidance or unsure what documents you’ll need?

We’re here to help. Whether you’re applying for your first mortgage, remortgaging, or simply exploring your options, getting mortgage-ready early can make all the difference.

📞 Reach out today for personalised advice and take the first step toward securing your next home with confidence.