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First-Time Buyer Deposits – What You Need to Know in 2025!

  • lucygulwell0
  • Jun 3
  • 1 min read

Are you looking at getting onto the property ladder, here are some great tips on how to you can achieve on obtaining a deposit.


💷 How Much Do You Need?


On average, UK first-time buyers in 2025 are putting down:


👉 £61,000


That’s about 20% of the purchase price!


📉 Minimum Deposit Options


You can get on the ladder with:


✔️ 5% deposit (with some lenders)


But remember — more deposit = better rates!


💡 Tips to Boost Your Savings


✅ Open a Lifetime ISA


✅ Set monthly savings goals


✅ Track every £££


✅ Cut back on non-essentials (those £4 coffees add up ☕)


👨‍👩‍👧‍👦 Family Support?


Over 40% of buyers get help from the Bank of Mum & Dad


Average gift: £25,000



Ready to start your journey? 🚀 


We'll help you build a plan and get mortgage ready - the right way ✅️ 

 
 
 

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Your home may be repossessed if you do not keep up with mortgage repayments.

Creating Mortgage Solutions Limited is an appointed representative of Mortgage Lane Limited which is authorised and regulated by the Financial Conduct Authority for credit broking and mortgage advice (FCA 937192). Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on a mortgage or any other debt secured on it.

The guidance and/or information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

 

The Financial Conduct Authority does not regulate some Buy to Let Mortgages

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